The Best Ground Up Construction Financing Options for Builders

Ground up construction requires significant capital to fund land acquisition, materials, labor, permits, and project draws. Traditional banks can take months to approve financing, causing builders to lose valuable time. That’s why understanding alternative funding options is crucial for developers.

Below is a guide to the top financing options available—and why Goodwin Capital Solutions is one of the strongest partners for construction projects.

Construction loans provide phased funding through draw schedules that match work completed. Benefits include:

• Controlled disbursement
• Support for materials & labor
• Flexibility to scale projects

These loans work well for residential and commercial builds.

Bridge loans cover short-term funding needs, such as:

• Land acquisition
• Pre-construction expenses
• Permit-related costs

They help developers move quickly while waiting for long-term financing.

Hard money lenders offer fast approvals with flexible terms. These loans are ideal for:

• Developers working in competitive markets
• Projects needing quick capital
• Builders with unconventional timelines
  

Some developers partner with investors who provide capital in exchange for equity or profit sharing

We offer tailored construction funding that helps you:

• Start projects faster
• Cover construction draws
• Manage cash flow
• Complete developments without delay

Our streamlined approval process ensures you stay ahead of competitors.

Reliable financing is the backbone of every successful construction project. With Goodwin Capital Solutions, builders can access fast, flexible funding that keeps projects moving from concept to completion.